Group Health Incorporated (GHI) Insurance

GHI Insurance means Insurance by Group Health Incorporated. GHI stands for general health insurance. GHI has the biggest plan in health care and medical support. GHI Insurance is especially for the peoples of New York, USA and this insurance company was built in 1937 by the association of Group Health. For all the New Yorkers, GHI is a great legacy company to let them care for their health and money. GHI Insurance also known as Emblem Health Company where the Stuart H. Altman, Ph.D. is acting as Vice Chairmen, Richard Berman as President and CEO, Frank J. Branchini as President and Chief Operating Officer and James F. Gill, Esq as Vice Chairmen of this Company.

Emblem Health, Inc., through its companies Group Health Incorporated (GHI) and HIP Health Plan of New York (HIP) is providing effective and quality health care coverage and administrative services to 2.8 million people approximately.

GHI Insurance Plans service area


GHI Insurance

GHI Insurance To get benefited from GHI, you must live or work in its service area. GHI service area is: all of New York and the New Jersey counties of Bergen, Essex, Hudson, Middlesex, Monmouth, Morris, Passaic, Somerset, Sussex and Union. If you or a covered family member move outside of GHI’s service area, you can enroll in another plan. You should consider enrolling in a plan of fee-for-service or an HMO that has the agreements with affiliates in other areas. You do not have to wait until open season to change plans, if you or a family member move, then contacts your employing or retirement office for the concern.

Who provides your health care?


A medical provider who should have agreed to limit fees to the allowance of GHI and should await payment from GHI. This provider must be notified by the subscriber before service is rendered where GHI is the insurer. A medical provider who does not take part has no agreement with GHI and doesn’t have to accept GHI payments as full payment. If you use the services of a non-participating medical provider then. Only 50% of GHI’s approved allowance will be paid to you. The plan’s full medical/surgical fee schedule services covers the non-participating diagnostic laboratory facilities, x-ray facilities, and anesthesia services. Payment will be less than actual charges. Moreover, you can’t divert your right to collect payment from GHI to other people, or other organization. Any kind of assignment by you will be void. You will be given a GHI medical/hospital /surgical identification card as well as GHI prescription drug card when your newly enrolling in this Plan. Except drug benefits, the card can be used for all other services. If you need to be hospitalized, your specialist doctor will take the necessary steps like medical arrangements and supervise your care.

This health care and insurance company provide quality health care services and extensive services with having some specialized hospitals and clinics located at NY. They also have some personalized health care units, which are dedicated to provide their service to every member of this group by going one to one at the end of the day. Even if your wife has some pregnancy problems; a dedicated nurse will be there from GHI to be available to whom you can call anytime for getting instant treatment no matter where from you are and what the time it is in the late night.

GHI Insurance and its all related products are accredited by various famous and recognized accreditation companies like URAC and NCQA.

Available Insurance Plans from GHI

GHI Insurance is currently named as Emblem Health, which is offering various plans to choose according to your needs. Here is a list of plans that the GHI Insurance is meanwhile offering-
  • Small Business Plan.
  • Medium & Large Business Insurance Plan.
  • Sole Properties.
  • Individuals Insurance Plan.
  • City, State & Federal Members.
  • Medicare.
  • Medical Supplement Insurance Plan.
  • Some State sponsored programs like Medicaid, Child Health Plus and Family Health Plus.

What The Services GHI is providing to their Insurance Members?


GHI Insurance or Emblem Health Company is committed to provide essential and extensive health services to their Insurance subscribers. Here are some crucial things that really matter to any members of GHI in the sense of flexibility, affordability and where quality is emphasized like-

An online health directory where access is limited to GHI members to get step by step guide and clear instructions about the health problems they face and ways to get rid from it.

Processing of Claims is super fast on their network


Plans and services are decorated by thinking of the budgets and cost, and this is why members can choose any of the suitable plans for themselves according to their budgets and affordability.

24/7 working and active customer care agent to whom you can call anytime you want and solve your insurance or health problem instantly.

Locations & Other Information

The Corporate Headquarters of GHI is located at:
55 Water Street
New York, NY 10041,
Phone: 1-646-447-5000

Walk-in customer service center is located at:
441 Ninth Avenue
New York, NY 10001
phone: 1-212-615-0000

GHI Medicare Located at:
25 Broadway
New York, NY 10004
phone: 1-646-458-6600

Albany office located at :
80 Wolf Road
Albany, NY 12205
phone: 1-518-446-8000

Buffalo Sales Office located at:
77 Broadway
Buffalo, NY 14203
phone: 1-716-852-7722

Melville office located at:
395 North Service Road
Melville, NY 11747-3139
phone: 1-631-694-4000

GHI Insurance has various customer care services designed to provide specific care for specified services. They have dedicated customer care support for their Current Subscribers, Sales, Practitioners, Media Inquires and General services. To know the details please Click this link.

Official Website of GHI Insurance: ww.GHI.com. Check this site and find all of the specific info you were looking for.

Both an inpatient and outpatient hospital benefits program cover by GHI Alliance 365 Day Hospital. It’s network coverage is available in most New York hospitals and also available for more out-of-network hospital’s services. So don’t feel hesitate to have your GHI plan to ensure your medical health care to lead a stress less life.